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Active – Absence from work
Buying back lost pension

Introduction

If you want a quote or to make an application to buy back lost pension for a period of absence you will need to know how much pay you have “lost” for the days you have been off. You need to contact your employer and ask them to complete the absence form confirming this.

Please note - as an alternative to the absence form, some employers may provide the information for you.

Once you have your lost pay confirmed from your employer you need to use the modeller to find out how much buying back the lost pension will cost.

As long as the monthly contribution is more than £10 per month (£2.50 per week) you can pay as a regular deduction, or you can pay as a one off lump sum payment.

If you decide to buy back your lost pension you can print off the application form, you should return this to your employer with a signed copy of the absence form.

Step 1

Getting your lost pay

Your employer needs to confirm the pay you have lost due to your absence. If you want to get a quote you need to contact your employer and ask them to confirm your lost pay using the absence form.

Please note - as an alternative to the absence form, some employers may provide the information for you.

You will need to know the pay you have lost before you use the modeller to find out the cost.

Go to the modeller instructions