How do I get an estimate? If you’re over age 55 you could decide to finish work and start drawing your pension straightaway. But, the amounts payable might be lower than those shown on your last Annual Benefit Statement. Please ask your employer for a full pension estimate before you decide to retire. If you are considering flexible retirement, redundancy/severance or asking your employer to pay for any reductions on your benefits you need to contact your employer so they can request this information on your behalf.