Can I transfer pension rights from other schemes into the LGPS? A transfer can be accepted from another registered pension scheme (approved by HM Revenue & Customs) or a European pensions institution. But a transfer can not be accepted in respect of pension credit rights awarded as part of a Pension Sharing Order. Don’t delay – you could lose out! A transfer usually buys more if it is fully completed within a year of you joining the LGPS. And if you decide not to look into a transfer now, your employer or your former pension scheme might not allow it at all later on. The LGPS is a club scheme Club schemes (mainly public sector schemes) have a special arrangement that means the transfer credit your transfer buys closely matches the benefits you built up in your former scheme. But a transfer can only be dealt with on a ‘club basis’ if you elect to go ahead within a year of joining the LGPS. If you don’t, a transfer can only proceed on a ‘non club basis’ and will probably buy a greatly reduced transfer credit. Think carefully Don’t make your mind up about transferring now. The best time to make your decision is when we tell you how much pension the transfer would buy for you. What do I need to do? The six steps to a transfer You ask for a transfer quote (use this form, fill in part A and send it to your previous pension provider) You send the quote to us We send you a quote of what the transfer would buy for you in the LGPS You let us know if you want to go ahead Your previous pension scheme pays the transfer value to us We update your pension scheme record and tell you what the transfer has bought for you in the LGPS Read this for more information.