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Planning for a positive retirement workshop

Keeping your retirement plans on track can be a challenging task, and with the increased flexibilities which may be available when considering your retirement income options it is now more important than ever to make sure you are in control of your retirement plans.

To guide you and your partner through the options available to you, we run dedicated Planning for Retirement seminars in partnership with Affinity Connect.

They are for you if you are:

  • Thinking about retiring or drawing your pension benefits within the next eighteen months
  • Wanting to understand how the pension flexibilities may impact your retirement savings
  • They will address some of the key questions and considerations when approaching retirement, and will cover interesting topics such as:The pension changes – what are the changes and how could they impact your retirement decisions?
  • What does retirement look like - what income could you need, when might you need it, and for how long?
  • Where could the money come from?
    • Company pensions and previous employer pension pots
    • State Pension
    • Savings or investments
  • What choices and options are available at retirement?
  • Tax efficiency in retirement
  • How you could create a retirement plan?

If you are looking to retire within the next eighteen months or want to learn more about how the pension flexibilities may impact your retirement savings, then this seminar is for you.

Don't miss out, spaces are limited. Please see below for a list of dates:

Courses for Lincolnshire are below the West Yorkshire list

Courses for West Yorkshire

Date (Event) Event (Name) Location Duration Address
8 January 2019 Retirement Bradford 9.00 – 12.15 Incommunities
The Training Centre,
Unit 3 Hillam Road
Bradford
BD2 1QN
12 February 2019 Retirement Wakefield 9.00 – 12.15 YPO
41 Industrial Park
Wakefield
WF2 0XE
22 March 2019 Retirement Leeds 9.00 – 12.15 Abbey Trust
The Moyes Centre
Bishops Way
Leeds
LS14 6NU
08 April 2019 Retirement Bradford 9.00 – 12.15 West Yorkshire Fire & Rescue Authority
Oakroyd Hall
Birkenshaw
Bradford
BD11 2DY
23 May 2019 Retirement Wakefield 9.00 – 12.15 Wakefield City Campus IT
Wakefield Campus Margaret Street Wakefield
WF1 2DH
12 Jun 2019 Retirement Leeds 09.00 – 12.15 Belle Isle TMO
Aberfield Gate
Belle Isle
Leeds
LS10 3QH
26 July 2019 Retirement Ossett 9.00 – 12.15 Ossett Academy & Sixth Form
Storrs Hill Road
Ossett
WF5 0DG
20 August 2019 Retirement Bingley 9.00 – 12.15 Bingley Grammar School
Keighley Road
Bingley
BD16 2RS
13 September 2019 Retirement Ossett 9.00 – 12.15 Inspire Partnership Multi Academy Trust
Maypole Centre
High Street
Gawthorpe
Ossett
WF5 9QP
24 October 2019 Retirement Bradford 9.00 – 12.15 West Yorkshire Pension Fund
Aldermanbury House
4 Godwin Street, Bradford BD1 2ST
5 November 2019 Retirement Normanton 9.00 – 12.15 The Store
Trident Business Park
Trident Park Training Room
Rosie Road
Normanton
WF6 1GX
3 December 2019 Retirement Leeds 9.00 – 12.15 Abbey Trust
The Moyes Centre
Bishops Way
Leeds
LS14 6NU

Courses for Lincolnshire

Date (Event) Event (Name) Location Duration Address
14 January 2019 Retirement Louth 1.00 – 4.15 Compass Point Business Services
East Lindsey DC
Tedder Hall
Manby Park
Louth
LN11 8UP
20 February 2019 Retirement North Hykeham 1.00 – 4.15 North Kesteven Academy
Moor Lane
North Hykeham
LN6 9AG
12 March 2019 Retirement Welton 1.00 – 4.15 William Farr CE Comprehensive
Lincoln Road
Welton
LN2 3JB
09 April 2019 Retirement Boston 1.00 – 4.15 St Thomas’ CE Primary School
The Gateways Room
Boston
PE21 7RZ
20 May 2019 Retirement Sleaford 1.00 – 4.15 North Kesteven District Council
Kesteven Street
Sleaford
NG34 7EF
25 June 2019 Retirement Gainsborough 1.00 – 4.15 West Lindsey DC
Guildhall
Marshalls Yard
Gainsborough
DN21 2NA
15 July 2019 Retirement Grantham 1.00 – 4.15 Little Gonerby CE Infant School
Sandon Road
Grantham
NG31 9AZ
13 August 2019 Retirement Branston 1.00 – 4.15 Branston Community Academy
Station Road
Branston
LN4 1LH
05 September 2019 Retirement Mablethorpe 1.00 – 4.15 Mablethorpe Library & CAP
Stanley Avenue
Mablethorpe
LN12 1DP
21 October 2019 Retirement North Hykeham 1.00 – 4.15 North Hykeham Town Council
Fen Lane
North Hykeham
LN6 8UZ
12 November 2019 Retirement Boston 1.00 – 4.15 Boston College University Centre
Skirbeck Road
Boston
PE21 6JF
16 December 2019 Retirement Lincolnshire 1.00 – 4.15 Bishop Grosseteste University
Longdales Road
Lincoln
LN1 3DY

For further information and to book your seminar place, please contact Affinity Connect by either calling 0800 0196 076 (Option 1) or by emailing bookings@affinityconnect.org stating the date, location and time that you would like to attend.

Course structure:

Changes to your lifestyle

  • What does retirement mean for you?
  • What work gives you?
  • Changes in the use of your time
  • Making the most out of retirement

When can I retire?

  • Expenditure in retirement
  • Can you afford to retire?
  • Changing income needs

State pension & benefits

  • State pension ages
  • The new state pension
  • Other age related benefits

Workplace pensions

  • Defined benefit schemes
  • Defined contribution schemes
  • Retirement ages
  • Choices on retirement

Inflation

  • How inflation can erode the value of money
  • Life expectancy

Savings & investments

  • Risk and return

Personal taxation

  • Income tax
  • Personal savings allowance
  • Tax free dividend allowance
  • Capital gains tax
  • ISAs

Estate planning

  • Inheritance tax
  • Wills and intestacy
  • Lasting power of attorney

Long term care

  • Financial assessment

Course objectives – a greater awareness, understanding of, and the tools to manage:

  • Changes in your lifestyle and options available to build a new way of life
  • Choices you need to make about your occupational pension before you leave
  • Where you can expect income from and how it is taxed differently in retirement
  • What different savings and investments can do for you
  • Why increased life expectancy escalates the dangers of inflation and how to combat it
  • How to ensure your estate is passed to your intended beneficiaries
  • How to deal with long term care costs and inheritance tax
  • Understand your next steps & where you can receive further guidance & advice