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Planning for a positive retirement workshop

Keeping your retirement plans on track can be a challenging task, and with the increased flexibilities which may be available when considering your retirement income options it is now more important than ever to make sure you are in control of your retirement plans.

To guide you through the options available to you, Affinity Connect will be running a dedicated Planning for Retirement seminar.

This seminar is designed for those of you who are:

  • Thinking about retiring or drawing your pension benefits within the next eighteen months
  • Wanting to understand how the pension flexibilities may impact your retirement savings
  • The seminar will address some of the key questions and considerations when approaching retirement, and will cover interesting topics such as:The pension changes – what are the changes and how could they impact your retirement decisions?
  • What does retirement look like - what income could you need, when might you need it, and for how long?
  • Where could the money come from?
    • Company pensions and previous employer pension pots
    • State Pension
    • Savings or investments
  • What choices and options are available at retirement?
  • Tax efficiency in retirement
  • How could you create a retirement plan?

If you are looking to retire within the next eighteen months or want to learn more about how the pension flexibilities may impact your retirement savings, then this seminar is for you.

Don't miss out, spaces are limited. Please see below for a list of dates:

Date (Event) Event (Name) Location Duration Address
12 April 2018 Retirement Bradford 9.00 – 12.15 West Yorkshire Pension Fund Aldermanbury House 4 Godwin Street, Bradford BD1 2ST
17 April 2018 Retirement Lincolnshire 3.30 - 5.30 St Johns Primary, Grantham Road, Bracebridge Heath, Lincoln
15 May 2018 Retirement Lincolnshire 1.00 – 4.15 William Farr, Welton
24 May 2018 Retirement Castleford 9.00 – 12.15 Wakefield College Castleford Campus Thunderhead Ridge, Castleford, West Yorkshire WF10 4UA
14 June 2018 Retirement Lincolnshire 1.00 – 4.15 Manor Leas Junior Academy, Hykeham Road, Lincoln
22rd June 2018 Retirement Bradford 9.00 – 12.15 Bradford College Great Horton Road Bradford BD7 1AY
12 July 2018 Retirement Lincolnshire 1.00 – 4.15 Carres Grammar Academy, Sleaford
24 July 2018 Retirement Wakefield 9.00 – 12.15 Wakefield College City Campus Margaret Street Wakefield WF1 2DH
14 August 2018 Retirement Lincolnshire 1.00 – 4.15 Black Sluice Internal Drainage Broad, Swineshead
21 August 2018 Retirement Bradford 9.00 – 12.15 Bradford Diocesan Trust Jade Building Albion Mills Albion Road Bradford BD10 9TQ
18 September 2018 Retirement Lincolnshire 1.00 – 4.15 Lincoln College, Monks Road, Lincoln
28 September 2018 Retirement Leeds 9.00 – 12.15 Aspire Igen Marquis House, 33 Eastgate, Leeds, LS2 7RD
16 October 2018 Retirement Lincolnshire 1.00 – 4.15 Witham 4th Internal Drainage Broad, Boston
22 October 2018 Retirement Bradford 9.00 – 12.15 Incommunities, The Quays, Victoria Street, Shipley, BD17 7BN
13 November 2018 Retirement FULL Brighouse 9.00 – 12.15 Together Housing, Catherine Proctor, Ground Floor, Park View House, Woodvale Road, Raistrick, Brighouse, HD6 4AB
15 November 2018 Retirement Lincolnshire 1.00 – 4.15 Poplar Farm Academy, Newton Place, Grantham NG31 8SR
22 November 2018 Retirement Normanton 9.00 – 12.15 Wakefield District Housing, Trident Park Training Room, The Store, Trident Business Park, Rosie Road, Normanton, WF6 1GX
12 December 2018 Retirement Lincolnshire 1.00 – 4.15 Boston College
20 December 2018 Retirement Bradford 9.00 – 12.15 West Yorkshire Pension Fund Aldermanbury House 4 Godwin Street, Bradford BD1 2ST


For further information and to book your seminar place, please contact Affinity Connect by either calling 0800 0196 076 (Option 1) or by emailing bookings@affinityconnect.org stating the date, location and time that you would like to attend.

Course structure:

Changes to your lifestyle

  • What does retirement mean for you?
  • What work gives you?
  • Changes in the use of your time
  • Making the most out of retirement

When can I retire?

  • Expenditure in retirement
  • Can you afford to retire?
  • Changing income needs

State pension & benefits

  • State pension ages
  • The new state pension
  • Other age related benefits

Workplace pensions

  • Defined benefit schemes
  • Defined contribution schemes
  • Retirement ages
  • Choices on retirement

Inflation

  • How inflation can erode the value of money
  • Life expectancy

Savings & investments

  • Risk and return

Personal taxation

  • Income tax
  • Personal savings allowance
  • Tax free dividend allowance
  • Capital gains tax
  • ISAs

Estate planning

  • Inheritance tax
  • Wills and intestacy
  • Lasting power of attorney

Long term care

  • Financial assessment

Course objectives – a greater awareness, understanding of, and the tools to manage:

  • Changes in your lifestyle and options available to build a new way of life
  • Choices you need to make about your occupational pension before you leave
  • Where you can expect income from and how it is taxed differently in retirement
  • What different savings and investments can do for you
  • Why increased life expectancy escalates the dangers of inflation and how to combat it
  • How to ensure your estate is passed to your intended beneficiaries
  • How to deal with long term care costs and inheritance tax
  • Understand your next steps & where you can receive further guidance & advice