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Planning for a positive retirement workshop

Keeping your retirement plans on track can be a challenging task, and with the increased flexibilities which may be available when considering your retirement income options it is now more important than ever to make sure you are in control of your retirement plans.

To guide you through the options available to you, Affinity Connect will be running a dedicated Planning for Retirement seminar.

This seminar is designed for those of you who are:

  • Thinking about retiring or drawing your pension benefits within the next eighteen months
  • Wanting to understand how the pension flexibilities may impact your retirement savings
  • The seminar will address some of the key questions and considerations when approaching retirement, and will cover interesting topics such as:The pension changes – what are the changes and how could they impact your retirement decisions?
  • What does retirement look like - what income could you need, when might you need it, and for how long?
  • Where could the money come from?
    • Company pensions and previous employer pension pots
    • State Pension
    • Savings or investments
  • What choices and options are available at retirement?
  • Tax efficiency in retirement
  • How could you create a retirement plan?

If you are looking to retire within the next eighteen months or want to learn more about how the pension flexibilities may impact your retirement savings, then this seminar is for you.

Don't miss out, spaces are limited. Please see below for a list of dates:

East Lindsay District Council Offices
Date (Event) Event (Name) Location Course Times
31/03/2017 West Yorkshire Pension Fund (Retirement - Half Day) Castleford 9.00am to 12.15pm
11/04/2017 Lincolnshire Pension Fund (Retirement - Half Day) North Hykeham 1.00pm to 4.15pm
25/04/2017 West Yorkshire Pension Fund (Retirement - Half Day) Bradford 9.00am to 12.15pm
04/05/2017 Lincolnshire Pension Fund (Retirement - Half Day) Gainsborough 1.00pm to 4.15pm
24/05/2017 West Yorkshire Pension Fund (Retirement - Half Day) Castleford 9.00am to 12.15pm
13/06/2017 Lincolnshire Pension Fund (Retirement - Half Day) Grantham 1.00pm to 4.15pm
23/06/2017 FULL West Yorkshire Pension Fund (Retirement - Half Day) Bradford 9.00am to 12.15pm
06/07/2017 Lincolnshire Pension Fund (Retirement - Half Day) Welton 1.00pm to 4.15pm
24/07/2017 FULL West Yorkshire Pension Fund (Retirement - Half Day) Wakefield 9.00am to 12.15pm
08/08/2017 Boston Borough Council (Retirement - Half Day) Boston 1.00pm to 4.15pm
18/08/2017 FULL West Yorkshire Pension Fund (Retirement - Half Day) Castleford 9.00am to 12.15pm
30/08/2017 FULL West Yorkshire Pension Fund (Retirement - Half Day) Bradford 9.00am to 12.15pm
08/09/2017 Lincolnshire Pension Fund (Retirement - Half Day) Branston 1.00pm to 4.15pm
21/09/2017 East Lindsay District Council Offices (Retirement - Half Day) Louth 1.00pm to 4.15pm
28/09/2017 FULL West Yorkshire Pension Fund (Retirement - Half Day) Leeds 9.00am to 12.15pm
12/10/2017 Lincolnshire Pension Fund (Retirement - Half Day) Boston 1.00pm to 4.15pm
30/10/2017 FULL West Yorkshire Pension Fund (Retirement - Half Day) Bradford 9.00am to 12.15pm
09/11/2017 Lincolnshire Pension Fund (Retirement - Half Day) Gainsborough 1.00pm to 4.15pm
28/11/2017 FULL West Yorkshire Pension Fund (Retirement - Half Day) Wakefield 9.00am to 12.15pm
*11/01/2018 West Yorkshire Pension Fund (Retirement - Teachers Twilight) Wakefield 3.15pm to 5.15pm
11/01/2018 Lincolnshire Pension Fund (Retirement - Half Day) Stamford 1.00pm to 4.15pm
31/01/2018 FULL West Yorkshire Pension Fund (Retirement - Half Day) Leeds 9.00am to 12.15pm
13/03/2018 Lincolnshire Pension Fund (Retirement - Half Day) Lincoln 1.00pm to 4.15pm

*This “twilight” workshop has been designed for the convenience of school and teaching staff being delivered late afternoon to early evening.


For further information and to book your seminar place, please contact Affinity Connect by either calling 0800 0196 076 (Option 1) or by emailing bookings@affinityconnect.org stating the date, location and time that you would like to attend.

Course structure:

Changes to your lifestyle

  • What does retirement mean for you?
  • What work gives you?
  • Changes in the use of your time
  • Making the most out of retirement

When can I retire?

  • Expenditure in retirement
  • Can you afford to retire?
  • Changing income needs

State pension & benefits

  • State pension ages
  • The new state pension
  • Other age related benefits

Workplace pensions

  • Defined benefit schemes
  • Defined contribution schemes
  • Retirement ages
  • Choices on retirement

Inflation

  • How inflation can erode the value of money
  • Life expectancy

Savings & investments

  • Risk and return

Personal taxation

  • Income tax
  • Personal savings allowance
  • Tax free dividend allowance
  • Capital gains tax
  • ISAs

Estate planning

  • Inheritance tax
  • Wills and intestacy
  • Lasting power of attorney

Long term care

  • Financial assessment

Course objectives – a greater awareness, understanding of, and the tools to manage:

  • Changes in your lifestyle and options available to build a new way of life
  • Choices you need to make about your occupational pension before you leave
  • Where you can expect income from and how it is taxed differently in retirement
  • What different savings and investments can do for you
  • Why increased life expectancy escalates the dangers of inflation and how to combat it
  • How to ensure your estate is passed to your intended beneficiaries
  • How to deal with long term care costs and inheritance tax
  • Understand your next steps & where you can receive further guidance & advice