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Firefighters 2006 scheme – Active
Contributions

How much do I pay in contributions?

As a member of FPS2006 you pay a contribution which is a percentage of your pensionable pay. The fire and rescue authority pay an employer’s contribution and additional charges for ill-health awards plus the cost of exercising certain discretions allowed under the rules. Employees’ and employers’ contributions are determined by the Secretary of State on the advice of the Scheme Actuary who will have regard to the total cost of Scheme benefits. They are reviewed regularly.

The pensionable pay upon which the contributions are assessed is the amount determined in relation to the duties of your role and certain payments which the authority may, at their discretion, treat as pensionable for providing “Additional Pension Benefits”.

If you are part-time, contributions will be deducted on your part-time pay.

There is an “earnings cap” on pensionable pay, based on that which used to be imposed by HM Revenue and Customs. For tax year 2015/16 this is £145,800. This means that contributions will not be deducted, and benefits will not be assessed, on pay above this amount.

What if you are a retained firefighter?

For retained firefighters it is not possible to achieve total consistency with regular firefighters' pensionable pay but, generally, it will be the main "constant" elements of pay, e.g. annual retainer, disturbance payment, payment for work activity, and overtime. And any items of pay which would not be treated as pensionable for regular firefighters, for example certain reimbursements of expenditure, are treated as non-pensionable for retained firefighters, too. It is on the elements of pensionable pay that pension contributions will be assessed.

Contributions table 2017 – 18

Pensionable pay Contribution rate from 1st April 2017 to 31st March 2018
Up to and including £15,454 8.5% of pensionable pay
More than £15,454 and up to and including £21,636 9.4% of pensionable pay
More than £21,636 and up to and including £30,909 10.4% of pensionable pay
More than £30,909 and up to and including £41,212 10.9% of pensionable pay
More than £41,212 and up to and including £51,515 11.2% of pensionable pay
More than £51,515 and up to and including £61,818 11.3% of pensionable pay
More than £61,818 and up to and including £103,030 11.7% of pensionable pay
More than £103,030 and up to and including £123,636 12.1% of pensionable pay
More than £123,636 12.5% of pensionable pay

Contributions for unpaid leave

During paid maternity, paternity or adoption leave you would pay contributions on whatever rate of pay you receive; if a period of additional maternity, paternity or adoption leave is unpaid, you will have the option to pay contributions on the rate you were receiving immediately before pay ceased (disregarding any "Keeping in Touch" days), if you wish to count that period as pensionable service.

If you have an unpaid period of absence for other reasons (including authorised sick leave), you will have the option to pay contributions (based on the pay you would have received but for the absence) in order that the period can count as pensionable service. You would be required to pay both the employee's and employer's contribution. (At their discretion the fire and rescue authority may agree to pay the employer's contribution for you.)