Normal retirement age for all regular firefighter members of FPS2006 is age 60. If you choose to retire at or after this age, your pension would be put into immediate payment. If you have reached age 55 but not age 60, you could: at the fire and rescue authority's discretion, be granted an "authority-initiated early retirement pension. This may be awarded in circumstances where the fire and rescue authority determine that you should be retired in the interests of the economical, effective and efficient management of the service. There would be no reduction to the pension. choose to take a "member-initiated early retirement pension". In this case, however, your pension would be reduced to reflect early payment. An ill-health pension may be payable at any age. If you leave FPS2006 before becoming entitled to immediate payment you may be awarded a deferred pension. This would be payable from: normal benefit age (65), or at your request, between ages 55 and 65, but subject to the reduction which would apply in the case of a member-initiated early retirement pension, or at your request and subject to appropriate medical certification, at any age, on grounds of permanent disability which prevents you from undertaking regular employment.