What about backdated pay? Pay increases are often agreed after the date the new rate should have been paid from. If you retired in the last 12 months or so, and at the time you retired a pay increase was being agreed, you should get in touch with your previous employer to claim any backdated pay they might owe you. Your employer may not pay you any backdated pay if you don’t claim it. If your employer owes you any backdated pay, make sure your pension contributions are paid from that backdated pay. That will increase the final pay your pension and lump sum are based on. If your final pay increases, we will work out your pension and lump sum again. That means you’ll get some back pay from us too! However, if your pension and lump sum were based on higher pay that you received in a previous year, any back pay will not affect your pension and lump sum.