Tell your employer you wish to retire, handing in your notice.

Your employer will tell WYPF that you are retiring.

WYPF will write to you giving you the final calculation of your benefits and details of your choices to swap some of your pension for a bigger lump sum.

There's a form you'll have to fill in to claim your benefits and to tell us if you want to swap any of your pension for a bigger lump sum.

• We can't pay your pension until we get your claim form; and

• it’s very important that you fill in your bank or building society details accurately. If you are not sure about any of the details, ask your bank or building society to help you.