Pensioner - All about my pension

Dependants death benefits

I retired on or after 1 April 2014


Spouse's pension

When you die, your husband, wife, civil partner, or next of kin must tell us immediately.

After your death, your husband, wife or civil partner would receive a pension. Your spouse's pension will be paid for life and will increase each April in line with the rate of inflation.

Partner's pension

We automatically pay pensions for a surviving husband, wife or civil partner on your death. But if you and your cohabiting partner aren't married or haven't entered into a civil partnership they may still be eligible for a partner's pension, subject to the criteria below.

You do not need to nominate your cohabiting partner for a pension but it would however make it easier for us and your partner if you completed a nomination form.

Are my partner and I eligible?

You’ll be eligible if, all the following were true for a continious period of at least two years on the date of your death.

  • You have been able to marry or form a civil partnership with your partner
  • You have lived together as if you were husband and wife or civil partners
  • Neither of you have been living with someone else as if you were husband and wife or civil partners, and
  • Your financial affairs have been interdependent (or your nominated partner has been financially dependent upon you).

Click here to find out more about nominating your cohabiting partner.

Children's pension

After your death, a pension will be paid to any of your dependent children.  

Definition of a child

  • they are under age 18 or ;
  • are over age 18 but under 23 and in full time education or vocational training and have been since they were 18 or ;
  • are over age 18 and have been physically or mentally impaired since before age 18. (By physically or mentally impaired we mean that an Independent Registered Medical Practitioner believes that due to the child's physical or mental impairment there is no possibility of them being able to engage in gainful employment).

Children’s pensions will increase each April in line with the rate of inflation.